Credit Plus - myIOU myIOU Credit Plus - myIOU
INCREASE your myIOU credit limit up to RM10,000 today!
We understand that sometimes things cost a bit more. With myIOU's Credit+, you can now buy more while still paying absolutely ZERO interest!

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In myIOU app, submit:

Latest one (1) month full credit card statement

Latest one (1) month full income crediting bank statement

Latest one (1) proof of residential address (Eg: Utility bill or proof of delivery with valid shipping address from any E-commerce platform)

  1. Only consumer who has signed up for myIOU is eligible to apply for Credit+.
  2. Application will be processed within 14 business days.
  3. Terms & conditions apply.

Why choose myIOU?

Flexible monthly payments

Split your purchase into 2 or 3 monthly payments¹.

Absolutely 0% interest

Only pay the exact amount of what you purchase².

RM1,000 credit limit

Get up to RM1,000 credit limit after registration³.

Pay with Debit or Credit Card

Your bind card will be charged automatically every month.

1. Tenure for instalment plan is predetermined by respective merchants.

2. Late payment fees of MYR5 or 1% on outstanding amount (whichever higher) will be incurred for overdue payment.

3. Subject to terms & conditions. Credit limit with be approved within 14 business days.

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